What is a roof certification?

A signed report stating the roof's material, age, condition, and estimated remaining useful life. Insurers and lenders use it to decide whether to write or continue coverage.

How many years of roof life does an insurer want to see?

Most Florida carriers want at least 3 to 5 years of remaining life. Requirements vary, so confirm the threshold with your agent.

Can you certify a roof from photos or a drone?

We don't. We ladder and walk the roof so soft spots, cracked tile, and failed flashing get found — that's the whole point of the certification.

Roof Condition Report

Roof Certification — Florida

A Florida roof certification documents the condition, material, and remaining useful life of the roof covering. Insurers use it to decide whether to bind coverage; buyers use it to negotiate. Every Primetime roof cert is done on foot — we walk the surface, lift tiles where needed, and check flashings, penetrations, and vents by hand. No drone can do that.

What we inspect

Roof material (tile, shingle, metal, flat/modified bitumen, TPO)
Estimated age & remaining useful life
Visible damage: cracked tiles, lifted shingles, blistering, ponding
Flashings, valleys, ridges, and penetrations
Fascia, soffit, and drip edge condition
Attic inspection for active leaks and staining
Photo documentation of every finding

When to order it

Insurance requires a roof condition letter
Real estate transaction with a roof over 10 years old
After a named storm or hail event
Refinance or HELOC that flagged roof age

What to expect on inspection day

On-site

We ladder the roof and walk it by hand — every slope, every valley, every penetration. 45–90 minutes depending on size.

What we document

Material, age, remaining useful life, visible damage, flashings, and attic evidence of leaks. Every finding photographed.

Delivery

Signed certification delivered same day, formatted for Florida insurers and lenders.

Frequently asked questions

What is a roof certification?: A signed report stating the roof's material, age, condition, and estimated remaining useful life. Insurers and lenders use it to decide whether to write or continue coverage.
How many years of roof life does an insurer want to see?: Most Florida carriers want at least 3 to 5 years of remaining life. Requirements vary, so confirm the threshold with your agent.
Can you certify a roof from photos or a drone?: We don't. We ladder and walk the roof so soft spots, cracked tile, and failed flashing get found — that's the whole point of the certification.

Available across South Florida

Miami Fort Lauderdale West Palm Beach Key West Homestead Hialeah Coral Gables Kendall Doral Miami Beach Hollywood Pembroke Pines Boca Raton Delray Beach Key Largo Marathon