Is a wind mitigation inspection required in Florida?

No — it's not legally required. But it is the only way to unlock mandatory insurance discounts. Without one, you're paying full price.

How long is a wind mitigation inspection good for?

In Florida, wind mitigation inspections are valid for five years — as long as no major structural changes are made to the roof or openings.

Can a roofing contractor do a wind mitigation inspection?

Only a licensed home inspector, architect, engineer, or building code inspector can legally sign the OIR-B1-1802 form in Florida. A roofer alone cannot.

Do I need a wind mitigation inspection for a new home?

Newer homes built to the 2001 Florida Building Code or later often qualify automatically, but you still need the inspection and form to claim the discount.

What's the difference between a 4-point and wind mitigation inspection?

A 4-point inspection covers roof, electrical, plumbing, and HVAC for older homes. A wind mitigation inspection specifically documents storm-resistant features for insurance discounts. Many homeowners get both.

How do I schedule a wind mitigation inspection?

Call or text us, or book online. We offer same-week availability across South Florida — from Key West to The Palm Beaches.

What We Inspect

Home & Commercial Inspection Services — South Florida

Every report Florida insurers, lenders, and buyers ask for — delivered hands-on. We walk every roof, enter every attic, and put eyes on every mechanical system. No drones, no shortcuts.

Home & Commercial Inspection Services — South Florida

Full Home Inspections

4-Point Inspections

Wind Mitigation Reports

Roof Certifications

Commercial Inspections

New Construction