Buyer's Guide
How to Read Your Home Inspection Report
Your first home inspection report can be alarming. Forty pages, a hundred photos, and a list of findings long enough to make you want to walk away. Almost none of it is a reason to cancel. Here's how to read it like someone who's done it before.
Every report has findings. That's the point.
There is no such thing as a home that inspects clean. A brand-new build will have a punch list; a 1960s Hialeah house will have thirty items. The length of the list tells you almost nothing. What matters is which findings are structural, safety-related, or expensive.
What the severity levels mean
- Safety hazard — fix before you move in. Missing GFCI protection, exposed wiring, no TPR discharge on the water heater, unsafe stairs.
- Major defect — significant cost or affects habitability. Roof at end of life, failing drain lines, structural movement, dead HVAC.
- Repair / maintenance — normal upkeep. Caulking, minor grading, hose bib drips, worn weatherstripping.
- Monitor — not a problem today, but watch it. A hairline stucco crack, an older but functioning water heater.
- Not inspected / limited access — we couldn't see it. Note these; they may deserve a follow-up.
The three questions to ask about every finding
- Is it a safety issue? Those get fixed regardless of who pays.
- What does it cost to fix? Get real numbers from a licensed contractor before negotiating, not internet guesses.
- Is it going to fail in the next two years? An 18-year-old roof isn't broken today, but it's your problem soon.
What to negotiate — and what not to
Ask for the big things: roof, structure, electrical hazards, plumbing failures, HVAC replacement. Don't paper a seller with a list of thirty caulking items; it costs you credibility on the items that actually matter.
In most South Florida deals, a repair credit at closing is cleaner than asking the seller to do the work. You control the contractor and the quality.
The limits of any inspection
A home inspection is a visual, non-invasive snapshot on one day. We don't open walls, dig up yards, or move stored belongings. Anything behind a locked door, buried in a slab, or hidden under a load of boxes isn't in the report — which is why sewer scopes, wind mitigation, and 4-point reports exist as separate services.
Call your inspector with questions. A good one will walk the report with you on the phone. We do.
Frequently asked questions
- How many findings is too many?
- Count isn't the measure. One failing roof matters more than thirty maintenance items. Sort by severity and cost, not by page count.
- Can I use the report to renegotiate the price?
- Yes, and it's routine in South Florida. Focus the request on major defects and safety items, supported by contractor estimates.
- Can I call you with questions after the report?
- Always. Call 786-426-4680 and we'll walk through any finding with you.
Questions about a report we wrote? Call and we'll walk it with you.
Hands-on inspections across Miami-Dade, Broward, Palm Beach, and the Keys. Reports in 24 hours.
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Read the Do I Need an Inspection on New Construction in Florida? guide